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WHAT IS LIFE INSURANCE?

WHAT IS LIFE INSURANCE?

It’s a way to leave money to the people you love when you die — so you can worry less now.

It’s a way to leave money to the people you love when you die — so you can worry less now.

Discover more with this fast quiz.

Discover more with this fast quiz.

LET'S GO!

Life insurance policies contain exclusions, limitations, reductions in benefits, and terms for keeping them in force. A financial professional can provide you with costs and complete details. All guarantees are based on the claims-paying ability of the issuer.

Life Insurance is issued by Pruco Life Insurance Company in all states except New York, where it is issued by Pruco Life Insurance Company of New Jersey. Both are Prudential Financial companies located in Newark, NJ. Each is solely responsible for its own financial condition and contractual obligations.

The issuing company may have the right to contest the policy for misrepresentation or to apply a suicide clause.

1005334-00002-00

QUESTION 1QUESTION 1

When you die, who receives the money, or death benefit, from your policy?

When you die, who receives the money, or death benefit, from your policy?

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The people you love, called your beneficiaries, receive the money.

The people you love, called your beneficiaries, receive the money.

If your policy covers your life for $250,000, the people you've named as beneficiaries get $250,000. They can use it any way they please.

ACTUALLY ...ACTUALLY ...
{{Answer01}} this is the value

The people you love, called your beneficiaries, receive the money.

The people you love, called your beneficiaries, receive the money.

If your policy covers your life for $250,000, the people you've named as beneficiaries get $250,000. They can use it any way they please.

QUESTION 2QUESTION 2

How much does life insurance cost?

How much does life insurance cost?

A $250,000 life insurance policy can cost less per month than ...

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Your payments, also known as premiums, are based on such things as your age and health.

A $250,000 term life insurance policy generally costs less than a cup of coffee per day.

A $250,000 term life insurance policy generally costs less than a cup of coffee per day.

ACTUALLY ...ACTUALLY ...
{{Answer01}} this is the value

Your payments, also known as premiums, are based on such things as your age and health.

A $250,000 term life insurance policy generally costs less than a cup of coffee per day.

A $250,000 term life insurance policy generally costs less than a cup of coffee per day.

QUESTION 3QUESTION 3

When should you buy life insurance?

When should you buy life insurance?

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It's a question of need.

Buy it when someone depends on you financially (or soon will).

Buy it when someone depends on you financially (or soon will).

Some people buy life insurance at younger ages because it's generally cheaper than at older ages.

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It's a question of need.

Buy it when someone depends on you financially (or soon will).

Buy it when someone depends on you financially (or soon will).

Some people buy life insurance at younger ages because it's generally cheaper than at older ages.

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QUESTION 4QUESTION 4

How much do you need?

How much do you need?

A good rule of thumb is that life insurance coverage should be equal to ...

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Typical life insurance coverage should replace 6 to 10 times your salary.

Typical life insurance coverage should replace 6 to 10 times your salary.

A financial professional can help you determine an amount that fits with your circumstances.

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Typical life insurance coverage should replace 6 to 10 times your salary.

Typical life insurance coverage should replace 6 to 10 times your salary.

A financial professional can help you determine an amount that fits with your circumstances.

{{Answer01}} this is the value
QUESTION 5QUESTION 5

When you die, your loved ones get the money and will …

When you die, your loved ones get the money and will …

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The money from a life insurance policy is typically income tax‑free.*

The money from a life insurance policy is typically income tax‑free.*

*Per Internal Revenue Code 101(a)

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The money from a life insurance policy is typically income tax-free.*

The money from a life insurance policy is typically income tax‑free.*

*Per Internal Revenue Code 101(a)

CONGRATULATIONSCONGRATULATIONS

You completed the quiz!

You completed the quiz!

Contact me for a more personal estimate of how much life insurance you may need.

Life insurance policies contain exclusions, limitations, reductions in benefits, and terms for keeping them in force. A financial professional can provide you with costs and complete details. All guarantees are based on the claims-paying ability of the issuer.

Life Insurance is issued by Pruco Life Insurance Company in all states except New York, where it is issued by Pruco Life Insurance Company of New Jersey. Both are Prudential Financial companies located in Newark, NJ. Each is solely responsible for its own financial condition and contractual obligations.

The issuing company may have the right to contest the policy for misrepresentation or to apply a suicide clause.

1005334-00002-00